Why am I so passionate about earthquake coverage? I grew up in Southern California and the monthly "duck & cover" earthquake drills have been burned into my sub-conscious. I also have family members who live a few short blocks from the San Andreas fault in the Bay Area. I've seen the losses, emotional and financial, that earthquakes cause. I sincerely believe that reimbursement from an earthquake policy may mean the difference between dispair and hope for many families after the "big one."

Watching last year's news reports on Hurricane Katrina, how can I possibly recommend that my clients rely upon FEMA to help them rebuild their homes and their lives? We are in the business of helping clients protect their homes and belongings. Our job is to offer the financial products which allow them to re-establish their lives as quickly and completely as possible. I am saddened that many large, national insurance companies are suddenly abandoning clients who have faithfully paid for earthquake protection over the years. I am thankful that I have a financially strong and viable solution for these responsible folks.